Insurance
Comparison Sites: What They Do and Do Not Show
Useful for a market view and incomplete. Several major insurers do not appear on them at all.
Insurance
Where premiums quietly rise, which extras are worth buying, and how to pay less without reducing cover.
Insurance
No-Claims Discount: How It Builds and Transfers
Earned per year without a fault claim, capped after several years, and transferable between insurers.
Insurance
Adding Cover You Already Have Elsewhere
Households routinely pay several times for travel, breakdown, legal and gadget cover.
Insurance
Insuring Bicycles and E-Bikes
Contents policies cap bicycle cover low and impose lock conditions that void claims.
Insurance
Cover for Home Emergencies and Boiler Breakdown
Convenient and frequently poor value. Compare the annual cost against what a call-out actually costs.
Insurance
Declaring Convictions and Claims Accurately
Non-disclosure is the most common reason claims fail. The obligation is broader than most people assume.
Insurance
Mobile Phone and Gadget Insurance
Frequently poor value at the point of sale, with excesses and exclusions that limit what it pays.
Insurance
Insuring a Home You Rent Out to Family
Still a letting for insurance purposes, and standard home cover generally will not respond.
Insurance
Switching Insurer Mid-Term
Possible and rarely worthwhile once cancellation fees and the loss of a full year's discount are counted.
Insurance
Insurance for People With Medical Conditions
Declaring conditions properly costs more and is the only way the cover works. Specialist providers price it better.